Mortgage Broker Southampton

Services

Mortgage Broker Southampton – Mike Doman

Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

Your mortgage is probably the largest financial transaction and commitment you are likely to make. We will guide and advise you and ensure you select the mortgage product suited perfectly to your circumstances.

  • First Time Buyers

  • Self employed: 1 years accounts+ needed

  • Help to Buy and Shared Ownership Mortgages

  • Re mortgages

  • Capital Raising, Further advances or secured loans

  • Product transfers with existing lenders

  • Porting mortgage to new property

  • Buy to let

  • Minor Adverse

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Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

  • Income Protection

  • Life insurance to protect both mortgage and family

  • Income protection if self employed or no or short sickness cover at work

  • Buildings and contents

  • Pensions

  • At retirement options

  • Investments and Isas

I have advisers who specialise in the following I can refer onto:-

  • Equity Release

  • IHT Planning

  • Commercial Lending

I normally charge £100 on a mortgage application to cover the extra compliance and administration costs which I charge once the mortgage has been agreed. For smaller mortgages of £60000 and less I charge £250 as the procuration fees are not enough to cover the amount of work required to advice and process a mortgage.

If a client stays with their existing lender and does a product transfer then I will usually not charge anything for arranging this so a customer can have confidence I will look at all options including the existing lender and advise the best deal for them.

Making sure clients adequately protect their mortgages if they are unable to work or were to die within an affordable budget agreed with them is a massively important part of my advice and service.

 Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk

 The value of pensions and investments can fall as well as rise, you may get back less than you invested.

We also arrange insurance and income mortgage protection. These ensures that your family will be taken care of if something should happen to you. It provides much needed income if you can no longer work or your circumstances change, to support your family.

For mortgage advice in Southampton and surrounding areas please call us on 023 8084 8882 or email michaeldoman@thinkpositive.co.uk. Speaking to a professional mortgage adviser may be one of the best and important decisions you ever make.

Contact Mike Doman

We don’t work for any particular lenders so the advice we give will be the most suitable and cost effective for you! We strive in treating the customer fairly and impeccable customer service! So why not give us a call on 023 8084 8882 for a mortgage review and we can see what we can do for you?